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Daily Archives: September 2nd, 2008

Natural Soaps

Now that I use all Natural Soap I find myself researching the origin or history for the different essential oils used in soap making.

I learned about one of my favorite scents; lavender. The Lavender Comfrey Soap that I use is made from Bulgarian lavender which is known world wide for its healing benefits as well as its clean, sweet floral fragrance.

Lavender essential oil is known to be a analgesic, antidepressant, antiseptic, and antiviral as well as a bactericide, decongestant, deodorant, and fungicide. Lavender has been used for centuries for healing the likes of acne, athlete foot, indigestion, migraine relief, healing burns and insect bites. stiff joints and sore muscles, sunburns and more. It has also been used as a disinfectant and insect repellent.

A great treat for me is to soak in a bath with all natural Lavender scented Bath Salts

The Goat Milk Soaps that I use is handmade with 50% olive oil and fresh pasteurized goats milk. The best thing about this soap is that it is naturally moisturizing and gentle to your skin.

It has been said that Cleopatra use to bathe in milk. I am sure that there are many woman who followed Cleopatra using milk in her bath as well as some men although they might not admit to take milk baths.

Milk contains a natural presence of lactic acid as well as alphy hydroxy that are known for softening and removing dead skin cells.

By far the most interesting research was for the essential oil used in Tea Tree Soap.

The mystique of this oil can be traced back to folklore of the Bunjalung Aboriginal tribe. Elder tribesmen told travelers of miraculous lagoons with healing waters that were thought to be a gift from their god. Scientific study revealed that the leaves of the Melaleuca Alternifolia (commonly known as Tea Tree) had fallen into the water to create a naturally antiseptic bath.

Tea Tree Soap makes a great medicinal soap for cuts and scrapes as well as a multi-purpose antibacterial and facial soap for every day use. My son uses it for acne.

4 Simple Steps To Getting Rid Of Credit Card Debt

There are lots of different methods available for getting out of credit card debt.  One of the most important things to remember is that, sooner or later, bills have to be paid.  That means that ignoring your debt will not make it go away; it will only make matters worse. 

Yes, if your car breaks down, you need to get it fixed. Credit is a fantastic way to purchase needed things that you simply can’t find the money for if used correctly. However, it can often be difficult to pay that credit off, so this article will explain some ways in which you can help reduce or eliminate credit card debt.

Easy Things on the List

Credit card debt often accumulates without the person’s realizing how much money they owe exactly. This misfortune can occur for a variety of reasons, making reducing credit card debt difficult at best, impossible at worst. For example, somebody might make a lot of small purchases such as charging lunch out at a fast food restaurant, seeing a movie, and filling up the gas tank. While none of these purchases are large, small things do eventually add up.

It is vital that you keep a record of the money that you spend.  This is easier to do when you use cash or a debit card, and they don’t come along with monthly interest charges, preventing the accumulation of debt.

Depending on interest rates with your credit card, interest payments can easily add 200% onto the cost of whatever you buy. A $3,000 big screen television could easily become as expensive as $10,000 over time.

Firstly, you’ll want to minimize interest by switching to low interest credit cards. To fully eliminate credit card debt though, you’ll need to start paying that debt off. The suggestions given previously were to help prevent further debt, and the following suggestions will help you eliminate what credit card debt you have right now. Simply put, pay more than the minimum monthly payments.

Doing so will drastically reduce interest down the road, saving you as much as 50% or more of what you’d have to pay by making minimum payments. Secondly, place focus on specific areas of debt. Many people own multiple credit cards, and they find it helpful to pay off the card with the least amount owed. This frees up money to use towards paying off the other credit cards. There are several other options you could look at, but these suggestions will help you eliminate credit card debt.

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